Tabungan Mestika Dollar

  • Overview
  • Requirements
  • Additional Information

Tabungan Mestika Dollar is a savings product in foreign currency (USD/SGD). The benefits of this saving are :

  1. A tiered (multirate) interest rate structure calculated using the sliding method based on the daily account balance, whereby higher account balances earn higher interest.
  2. Savings book is provided.
  3. Transaction at all offices of Bank Mestika * (cash deposit and withdrawal is converted to/from Rupiah in accordance to the running exchange rates).

Initial Deposit and Minimum Balance

  1. Customer shall have a minimum initial deposit of: $100,- (USD/SGD).
  2. Customer shall have a minimum balance of: $10,- (USD/SGD).


Term and Condition:
  1. Customer is an individual.
  2. Customer shall present the original valid identification documents, as follows:
    • For Indonesian citizens (WNI), an E-KTP.
    • For Foreign nationals (WNA), a KTP/KITAP/KITAS and a Valid Passport.
  3. As proof of account ownership, the Bank will provide the Customer with a Mestika Dollar savings book and maintain the account balance under the Customer’s name.
  4. The minimum initial deposit and next deposit are subject to the applicable terms and conditions.
  5. Customer shall have a minimum balance of SGD $10/ USD $10.
  6. Transactions can be carried out at any time in accordance with the Bank’s operating service hours.
  7. Deposits and withdrawals can only be done in Indonesian rupiah.
  8. The maximum withdrawal amount is equivalent to:
    • SGD 1.000 per day / SGD 10.000 per month,
    • USD 1.000 per day / USD 7.500 per month
  9. Customer shall show the original savings book and ID card during withdrawals.
  10. Withdrawals by non-Customer shall be accompanied by the power of attorney with sufficient stamps.
  11. Transactions which are not printed onto the savings book for 3 (three) consecutive months shall be cumulated into 1 (one) debit/credit transaction.
  12. In case of discrepancies between the balance in the savings book and in the bank’s bookkeeping, the balance shall refer to that in the bank’s bookkeeping.
  13. The Bank has the right to correct the Customer’s account balance in the event of any incorrect credit or debit made by the Bank.
  14. The classification of account status, referring to POJK Number 24 of 2025 concerning Account Management at Commercial Banks, consists of three categories, namely active accounts, inactive accounts, and dormant accounts.
  15. The interest rates are calculated at the end of each month and credited to the savings account at the beginning of the following month.
  16. Administration fee will be charged monthly to the account in accordance with the applicable terms and conditions.
  17. Income tax on interest shall be imposed in accordance with the prevailing government regulations.
  18. If the savings book is lost, Customer must report immediately to the Bank. Bank will issue a savings book with a new account number and the old account will be closed.
  19. Customer is responsible for any misuse included but not limited to loss and/or fabrication of savings book.
  20. If the Customer passes away, the release of the savings by the heir shall conform to the prevailing laws.

Overview of Product and Service (General) Tabungan Mestika Dolar Download Here

  1. In case of the loss of the savings book:
    • The client shall close the account at the bank where the opening has been done;
    • The client shall sign a loss declaration with sufficient stamps;
    • The client shall open a new account if necessary.
  2. An account with a zero balance for 30 consecutive calendar days will be automatically closed by the Bank Mestika system.
  3. The bank has the rights to block a bank account anytime based on its discretion considering any inappropriate use of the account.
  4. The account balance shall be deducted if the interest is unable to cover the administration fee.
  5. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 360 consecutive days will have its status changed to inactive on the 361st day.
  6. An account that has no activity, such as balance checks, deposits, or withdrawals, for more than 1800 consecutive days will have its status changed to dormant on the 1801st day.


    7. Fees
    1. Monthly Aministration Fee: $ 1 (USD/SGD)
    2. Inactive administration fee Rp0,-
    3. Dormant administration fee Rp0,-
    4. Account Closing Fee: $10 (USD/SGD)
    5. Transfer Fee: Rp35.000
    6. Transfer Fee (Full Amount): $ 25 (USD/SGD)

    For more information call us MestikaCall 14083 or visit our nearest branch.