Interest Rate and Currency

Interest Rates

Saving Account

Latest Update : April 20, 2020, 08:00 am

Tabungan Rates**
Tabungan Mestika 1.00% p.a.
Tabanas Mestika 1.25% p.a.
Tabungan Batik 0.25% p.a.
Tabungan Simpel 0.00% p.a.

Tabungan Kesra

Latest Update : April 20, 2020, 08:31 am

Tier Rate**
≤ Rp. 50.000.000 0.25% p.a.
> Rp. 50.000.000 s/d Rp. 250.000.000 0.50% p.a.
> Rp. 250.000.000 s/d Rp. 500.000.000 0.75% p.a.
> Rp. 500.000.000 s/d Rp. 1.000.000.000 1.25% p.a.
> Rp. 1.000.000.000 s/d Rp. 3.000.000.000 1.75% p.a.
> Rp. 3.000.000.000 2.25% p.a.

TabunganKu

Latest Update : Juli 11, 2018, 8:31 am

Tier Rate**
0 s/d Rp. 500.000 0% p.a.
> Rp. 500.000 s/d Rp. 1.000.000 0.25% p.a.
> Rp. 1.000.000 1.00% p.a.

Tabungan Mestika Dolar

Latest Update : April 20, 2020, 8:31 am

Tier Rate**
$ 0 s/d $ 1000 0% p.a.
> $ 1000 s/d $ 10.000 0.15% p.a.
> $ 10.000 s/d $ 50.000 0.20% p.a.
> $ 50.000 0.25% p.a.

Current Account(IDR)

Latest Update : April 20, 2020, 8:31 am

Tier Rate**
Rp. 1.000.000 - Rp. 10.000.000 0.25% p.a.
Rp. 10.000.000 - Rp.25.000.000 0.50% p.a.
Above Rp. 25.000.000 1.00% p.a.

Current Account (USD & SGD)

Latest Update : November 14, 2011, 11:49 am

Curreny Rate**
USD 0.25% p.a.
SGD 0.25% p.a.

Time Deposit(IDR)

Latest Update : Mei 14, 2020, 09:00 am

Tenor Rate**
1 Month 4.25%
3 - 12 Months 4.75%
24 Months 4.50%

Time Deposit(USD & SGD)

Latest Update : April 20, 2020, 8:30 am

Tenor Currency Rate**
1 s.d 12 month USD 0.50% p.a.
1 s.d 12 month SGD 0.25% p.a.

(**) Interest rate can be changed any time and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.


Prime Lending Rate

effective % per annum

Per Period June 30 2020

  Prime Lending Rate Based on Business Segment
Corporate Loan Retail Loan Micro Loan Consumer Loan
Mortgage Non Mortgage
Prime Lending Rate 10.58 % 10.88 % 10.88 % 10.73 % 10.78 %

Posted : Jul 02 2020
Additional Information:


  1. The Prime Lending Rate (Suku Bunga Dasar Kredit-SBDK) is a base lending rate used by the Bank as a reference in determining Rupiah lending rate for customers. The Prime Lending Rate does not calculated risk of premium component estimation of which depends on the Bank's risk assessment on each individual debtor or group debtors. Thus, the lending rate for each debtor might be different from the Prime Lending Rate.
  2. Consumer Credit Non-Mortgage Loan excluding the provisions of funds through credit cards and unsecured loans. (Kredit Tanpa Agunan-KTA)

Currency

Latest Update : 2020-07-13 10:40:00

Currency
Symbol
Buy
Sell
United States Dollar USD 14,490 14,540
Singapore Dollar SGD 10,375 10,505
Australian Dollar AUD 9,985 10,205
Malaysian Ringgit MYR 0 3,490
Euro EUR 16,335 16,540