Interest Rate and Currency

Interest Rates

Saving Account

Latest Update : Jun 21, 2021, 08:00 am

Tabungan Rates**
Tabungan Mestika 0.75% p.a.
Tabanas Mestika 1.00% p.a.
Tabungan Batik 0.25% p.a.
Tabungan Simpel 0.00% p.a.
Tabungan Simpel 0.20% p.a.

Tabungan Kesra

Latest Update : Oct 06, 2021, 08:01 am

Tier Rate**
≤ Rp. 50,000,000 0.10% p.a.
> Rp. 50,000,000 s/d Rp. 250,000,000 0.25% p.a.
> Rp. 250,000,000 s/d Rp. 500,000,000 0.50% p.a.
> Rp. 500,000,000 s/d Rp. 1,000,000,000 0.75% p.a.
> Rp. 1,000,000,000 s/d Rp. 3,000,000,000 1.00% p.a.
> Rp. 3,000,000,000 1.25% p.a.

TabunganKu

Latest Update : Juli 11, 2018, 8:31 am

Tier Rate**
≤ Rp. 500,000 0.00% p.a.
> Rp. 500,000 s/d Rp. 1,000,000 0.25% p.a.
> Rp. 1,000,000 1.00% p.a.

Tabungan Mestika Dolar

Latest Update : Feb 4, 2021, 8:31 am

Tier Rate**
≤ $ 2,000 0.00% p.a.
> $ 2,000 0.20% p.a.

Current Account(IDR)

Latest Update : Jan 12, 2021, 8:01 am

Tier Rate**
≤ Rp. 1,000,000 0.00% p.a.
> Rp. 1,000,000 - Rp. 10,000,000 0.25% p.a.
> Rp. 10,000,000 - Rp.25,000,000 0.50% p.a.
> Rp. 25,000,000 0.75% p.a.

Current Account (USD & SGD)

Latest Update : Feb 4, 2021, 08:31 am

Tier Rate**
≤ $2,000 0.00% p.a.
> $2,000 0.20% p.a.

Time Deposit(IDR)

Latest Update : Mar 15, 2022, 08:00 am

Tenor Rate**
1 - 24 Months 3.00%

Time Deposit(USD & SGD)

Latest Update : Nov 15, 2021, 8:30 am

Tenor Currency Rate**
1 s/d 12 months USD 0.25% p.a.
1 s/d 12 months SGD 0.25% p.a.

(**) Interest rate can be changed any time and it will be informed to customers through branches, website or other media deemed appropriate by the Bank.


Prime Lending Rate

effective % per annum

Per Period August 31 2022

  Prime Lending Rate Based on Business Segment
Corporate Loan Retail Loan Micro Loan Consumer Loan
Mortgage Non Mortgage
Prime Lending Rate 8.45 % 8.63 % 8.82 % 8.26 % 8.54 %

Posted : Sep 01 2022
Additional Information:


  1. The Prime Lending Rate (Suku Bunga Dasar Kredit-SBDK) is a base lending rate used by the Bank as a reference in determining Rupiah lending rate for customers. The Prime Lending Rate does not calculated risk of premium component estimation of which depends on the Bank's risk assessment on each individual debtor or group debtors. Thus, the lending rate for each debtor might be different from the Prime Lending Rate.
  2. Consumer Credit Non-Mortgage Loan excluding the provisions of funds through credit cards and unsecured loans. (Kredit Tanpa Agunan-KTA)

Currency

Latest Update : 2022-09-26 10:51:00

Currency
Symbol
Buy
Sell
United States Dollar USD 15,080 15,125
Singapore Dollar SGD 10,495 10,565
Australian Dollar AUD 9,800 9,875
Euro EUR 14,550 14,630
Malaysian Ringgit MYR 0 3,365
Thailand Baht THB 0 455