Mestika ATM Card

  • Overview
  • Requirements
  • Additional Information

The Mestika ATM card is a benefit of Mestika savings account/current account to provide its clients with convenience in making transactions. Bank Mestika ATM card has the following benefits:

  • The clients can make transactions at all Bank Mestika ATM and ATM Bersama.
  • The clients can make billing payments for electricity bills, SPN, PLN, BPJS, Telkom (landline and Speedy/Indihome), Telkomsel (Halo), Indosat Ooreedoo, XL, Smartfren, Finpay, Vision and Toyota Astra finance installments.
  • The clients can top up credits for electricity, Simpati, Kartu As, Smartfren, Indosat Ooredoo, Tri and XL.
  • The clients can make PDAM Tirtanadi Medan biller payment.
  • The clients can top up balance of E-Wallet (Gopay, OVO, and LinkAja).
  • The clients can use it as a debit card.

Terms and conditions:

  • The client shall open a Mestika Savings Account (TAMES) or Mestika Current Account.
  • The client shall sign the ATM Application Form.
  • The ATM service shall be terminated if the account is closed.
  • The card bearer shall be given a Personal Identification Number (PIN).
  • The card bearer is responsible for his PIN, which must no be revealed to anyone and must be regularly changed.
  • The ATM card belongs to the bank and has to be returned to the bank when being asked. The bank is not obliged to give any reasons for this.
  • Joint account names (“and”) are not entitled to ATM cards.
  • Free first cash withdrawal from ATM Bersama
  • Cash withdrawal fee from ATM Bersama: Rp 7,500,-
  • Transaction fee from ATM Bersama with insufficient funds: Rp 4,000,- per transaction
  • Transfer fee from ATM Bersama: Rp 6,500,-
  • Balance information from ATM Bersama: Rp 4,000,- per transaction
  • Replacement of damaged/lost ATM cards: Rp 10,000,-


  • If the ATM card is misused, the client shall be the responsibilities for any losses.
  • If the ATM card is damaged/ lost, the client shall sign a sufficiently stamped declaration letter at the bank.
  • Transaction failures may happen due to problems with the network.

For more information call us MestikaCall 14083 or visit our nearest branch.