The Mestika ATM Card is a facility linked to a Mestika Savings Account or Current Account, providing Bank Mestika Customers with greater flexibility, convenience, and benefits in conducting transactions.
Bank Mestika ATM card has several benefits, as follows:
- Can be used to make cash deposits and withdrawals at all Bank Mestika CRMs equipped with cash deposit and withdrawal features, with the following limits:
- Maximum frequency of cash withdrawals is 10 (ten) times per day.
- Maximum cash deposit limit is Rp30.000.000,- per day.
- Maximum cash withdrawal limit is Rp10.000.000,- per day.
- Enables fund transfers through all Bank Mestika CRM and via the ATM Bersama and Prima networks.
- Enable to pay bills, make purchases, and make other payments through Bank Mestika CRMs.
- Can be used as a Debit Card for shopping transactions at merchants using EDC machines with the GPN logo.
Bank Mestika ATM cards can be used on Bank Mestika ATM machines that are located in several locations. Providing ease, flexibility, and convenience in conducting transactions using an ATM Card at all Bank Mestika CRM, as well as through the ATM Bersama and Prima networks.
Terms and conditions:
- The Customer shall open a Mestika Savings Account (TAMES) or Individual Current Account.
- The Customer shall sign the ATM Application Form.
- The ATM service shall be terminated if the account is closed.
- The card bearer shall be given a Personal Identification Number (PIN).
- The Personal Identification Number (PIN) is the responsibility of the Account Holder and should not be disclosed to anyone. The PIN must be changed periodically.
- The ATM card is the property of Bank and must be returned promptly upon request by Bank, without Bank being obligated to provide any reasons.
- Customer with a joint "AND" account will not be provided with ATM card facilities.
ATM Card Transaction Fees at Bank Mestika ATMs:
| Transaction Type | Description | Fee |
| Cash Deposit | Cash deposit fee | Rp0,- |
| Cash Withdrawal | Cash withdrawal fee | Rp0,- |
| Interbank Transfer | Transfer to another bank account | Rp6.500,- per transaction. |
| Balance Inquiry | Balance inquiry fee | Rp0,- |
| ATM Card Replacement | Replacement fee for a damaged or lost ATM card | Rp10.000,-. |
ATM Card Transaction Fees at Other Banks' ATMs (ATM Bersama / PRIMA Network)
| Transaction Type | Description | Fee |
| Cash Withdrawal (via ATM Bersama / PRIMA Network) | First cash withdrawal transaction per day | Rp0,- |
| Second and subsequent cash withdrawal transactions on the same day | Rp7.500,- per transaction |
| Interbank Transfer (via ATM Bersama / PRIMA Network) | Transfer to another bank account | Rp6.500,- per transaction. |
| Balance Inquiry (via ATM Bersama / PRIMA Network) | Balance inquiry via the ATM Bersama / PRIMA Network | Rp4.000,- per transaction. |
| Transaction Administration Fee | Fee charged for transactions via the ATM Bersama / PRIMA Network due to insufficient funds | Rp4.000,- per transaction. |
Overview of Product and Service (General) Mestika ATM Card Download Here
Facility Risks:
- If the ATM card is misused, the Customer shall be the responsibilities for any losses.
- If the ATM card is damaged/ lost, the Customer shall sign a sufficiently stamped declaration letter at the bank.
- Transaction failures may happen due to problems with the network.
- Misuse of savings account, ATM cards, PIN/Password and e-Channel is the responsibility of the Account Holder.
For more information call us MestikaCall 14083 or visit our nearest branch.
