Rupiah Deposit Account of Bank Mestika is a fixed account, the withdrawal of which can only be made at certain time.

Rupiah Deposit Account of Bank Mestika has the following benefits:

1. The Depositor is free to choose the periods: 1 month, 3 months, 6 months, 12 months or 24 months.
2. The interest can be transferred to the Depositor’s savings account at Bank Mestika.
3. Automatic Rollover (ARO) – automatic renewal of deposit account.
4. Is able to be used as collateral.

Saving Deposito in Rupiah (IDR)

1. The Depositor shall have a minimum deposit of Rp 8,000,000,-.
2. The Depositor shall a savings account at Bank Mestika.
3. The Depositor shall complete an Account Opening Form and Personal Data Form.
4. The Depositor shall present a valid original identity card (resident identification card/KTP, driving license, temporary work permit/KITAS or permanent work permit/KITAP.
5. The Depositor shall present the taxpayer registration number (NPWP).
6. The Depositor shall sign an adequately stamped declaration letter for those without NPWP.
7. Corporate clients shall submit:
• Resident identification card (KTP) of manager.
• Taxpayer registration number (NPWP) of company.
• Company establishment certificate.
• Decree of the Minister (ratification of the company establishment certificate).
8. The term deposit certificate is only valid at the issuing Bank Mestika office.
9. The term deposit certificate is not transferable.
10. If the principal and/or interest of the deposit cannot be transferred to the source account designated by the Depositor as the receiving account for payment be-cause the account is dormant, blocked, or closed, the payment of the principal and/or interest will instead be converted to an Automatic Roll Over (ARO) of both the principal and the interest.
11. The bank is not obliged to issue a notification for deposit renewal without the Depositor’s request.
12. Non-cash deposit, including but not limited to check and letter clearings, is authorized when accepted by the bank.
13. If the Depositor owes the bank, the bank has the rights to hold his deposit account and its interest.
14. Any data changes, including but not limited to changes in the Depositor’s address and signature, which cause changes in the initial data, have to be informed to the bank in writing.
15. If the Depositor passes away, the release of the deposit account by the heir shall conform to the prevailing laws.

Overview of Product and Service (General) Rupiah Time Deposit For Business/Legal Entities Download Here
Overview of Product and Service (General) Rupiah Time Deposit For Individual Download Here

Product Risk

1. Any release made prior to the maturity date is subject to 1% penalty of the deposit amount and the interest of that month shall not be paid for.
2. Any cancellation of the opening of deposit accounts is subject to Rp 100,000,-per certificate.
3. In case of loss of the certificate, the Depositor shall inform the authorities in order to close the deposit account at the bank.

Any changes in the terms and conditions and/or costs associated with the product shall be informed by the bank via electronic media and/or announcement and/or registered mail and/or courier ( expedition ) and/or directly via telephone. Notice sent via registered mail or courier ( expedition ) is considered to have been received by the client 7 ( seven ) days after dispatch.

For more information call us MestikaCall 14083 or visit our nearest branch.