Mestika ATM Card

  • Overview
  • Requirements
  • Additional Information

The Mestika ATM card is a benefit of Mestika savings account/current account to provide its clients with convenience in making transactions. Bank Mestika ATM card has the following benefits:

  • Can be used to make cash deposits and withdrawals at all Bank Mestika CRMs equipped with cash deposit and withdrawal features, with the following limits:
    1. Maximum frequency of cash withdrawals is 10 times per day.
    2. Maximum cash deposit limit is Rp30,000,000 per day.
    3. Maximum cash withdrawal limit is Rp10,000,000 per day.
  • Enables fund transfers through all Bank Mestika CRM and via the ATM Bersama and Prima networks.
  • The clients can top up credits for electricity, KAI, Simpati, Kartu As, Smartfren, Indosat Ooredoo, Tri and XL.
  • The clients can top up balance of E-Wallet (Gopay, OVO, and LinkAja).
  • Can be used as a Debit Card for shopping transactions at merchants using EDC machines with the GPN logo.

Bank Mestika ATM cards can be used on Bank Mestika ATM machines that are located in several locations. Providing ease, flexibility, and convenience in conducting transactions using an ATM Card at all Bank Mestika CRM, as well as through the ATM Bersama and Prima networks.

Terms and conditions:

  • The client shall open a Mestika Savings Account (TAMES) or Mestika Current Account.
  • The client shall sign the ATM Application Form.
  • The ATM service shall be terminated if the account is closed.
  • The card bearer shall be given a Personal Identification Number (PIN).
  • The card bearer is responsible for his PIN, which must no be revealed to anyone and must be regularly changed.
  • The ATM card belongs to the bank and has to be returned to the bank when being asked. The bank is not obliged to give any reasons for this.
  • Joint account names (“and”) are not entitled to ATM cards.


ATM Card Transaction Fees at Bank Mestika ATMs:

Transaction Type Description Fee
Cash Deposit Cash deposit fee Rp0,-
Cash Withdrawal Cash withdrawal fee Rp0,-
Interbank TransferTransfer to another bank account Rp6.500,- per transaction.
Balance InquiryBalance inquiry feeRp0,-
ATM Card ReplacementReplacement fee for a damaged or lost ATM cardRp10.000,-.

ATM Card Transaction Fees at Other Banks' ATMs (ATM Bersama / PRIMA Network)

Transaction TypeDescriptionFee
Cash Withdrawal (via ATM Bersama / PRIMA Network)First cash withdrawal transaction per dayRp0,-
Second and subsequent cash withdrawal transactions on the same dayRp7.500,- per transaction
Interbank Transfer (via ATM Bersama / PRIMA Network)Transfer to another bank accountRp6.500,- per transaction.
Balance Inquiry (via ATM Bersama / PRIMA Network) Balance inquiry via the ATM Bersama / PRIMA Network Rp4.000,- per transaction.
Transaction Administration FeeFee charged for transactions via the ATM Bersama / PRIMA Network due to insufficient fundsRp4.000,- per transaction.

Overview of Product and Service (General) Mestika ATM Card Download Here

Risks:

  • If the ATM card is misused, the client shall be the responsibilities for any losses.
  • If the ATM card is damaged/ lost, the client shall sign a sufficiently stamped declaration letter at the bank.
  • Transaction failures may happen due to problems with the network.
  • Misuse of savings account, ATM cards, PIN/Password and e-Channel is the responsibility of the Account Holder.

For more information call us MestikaCall 14083 or visit our nearest branch.