SMS Banking

  • Overview
  • Requirements
  • Additional Information

SMS banking offers convenience for clients of Bank Mestika to do transactions. This is a 24-hour online, real time service via clients’ mobile phones registered in SMS Banking.
The application for this service is also available and can be downloaded from Google Playstore & App Store (SMS Banking Bank Mestika).
The following is a table of SMS content :

Transaction TypeMessage Format

Informasi Saldo

SAL(spasi)(rekening-alias-asal)(spasi)(PIN)
Contoh : SAL 1 888888

Ganti PIN

PIN(spasi)(PIN Lama)(spasi)(PIN Baru)
Contoh : PIN 888888 999999

Informasi 3 Transaksi Terakhir

LAST(spasi)(rekening-alias-asal)(spasi)(PIN)

Transfer/Pemindahbukuan Antar Rekening Mestika

Inquiry : TRF(spasi)(rekening-alias-asal)(spasi)(No.Rek.Tujuan)(spasi) (Jumlah-Transfer)(spasi)(PIN)
Contoh : TRF 1 10100888888 100000 888888

Eksekusi : OK(spasi)(PIN)

Transfer Antar Rekening Bank Mestika yang sudah di daftar

Inquiry : TRF(spasi)(rekening-alias-asal)(spasi)(account-alias-tujuan)(spasi)(Jumlah-Transfer)(spasi)(PIN)
Contoh : TRF 1 2 100000 888888

Eksekusi : OK(spasi)(PIN)

Transfer Antar Bank ATM Bersama

Inquiry : TRII(spasi)(rekening-alias-asal)(spasi)(Kode/Nama Bank)(spasi)(No.Rek.Tujuan)(spasi)(No-Customer-Referensi)(spasi)(Jumlah-Transfer)(spasi)(PIN)
Contoh : TRII 1 008 123456789 1234567890123456 100000 888888

Eksekusi : OK(spasi)(PIN)

Informasi Tagihan Telepon Rumah dan Indihome

Inquiry : TGH(spasi)(TLKM)(spasi)(rekening-alias-asal)(spasi)(Nomor HP)(spasi)(PIN)
Contoh : TGH TLKM 1 06178888888 888888

Eksekusi : OK(spasi)(PIN)

Informasi Kurs (USD,SGD, dan AUD)

RATE(spasi)(currency)
Contoh : RATE USD

Informasi Suku Bunga Tabungan

INTS
Contoh : INTS

Informasi Suku Bunga Giro

INTG
Contoh : INTG

Informasi Suku Bunga Deposito Valas (IDR,USD, dan SGD)

INTD(spasi)(currency)
Contoh : INTD IDR

Informasi Account Alias Asal

ACNO
Contoh : ACNO

Informasi Account Alias Tujuan

ACTO
Contoh : ACTO

Blokir Kartu ATM

ATM(spasi)(no.urut rek)(spasi)(PIN)
Contoh : ATM 1 888888

SMS Banking has the following benefits:

  1. Transactions:
    • Transfer within Mestika accounts
    • Transfer to other banks, online, real time (for members of ATM Bersama)
    • Billing payment transactions for electricity, Telkom (landline and Speedy/Indihome), Telkomsel (Halo), Indosat (Matrix) and XL.
    • Phone credit top-up for Simpati, Kartu As,Indosat Ooredoo and XL.
    • Information:
      • Account balance
      • Previous 3 (three) transactions
  2. Terms and conditions:
    • The client shall complete the Mestika SMS Banking Application Form.
    • The client shall register the mobile phone number for SMS banking activation.
    • The client gets a PIN for SMS banking.
    • The client gets a reply SMS from every registered transaction.
  3. Costs:
    • Transfter fee to accounts of different banks (ATM Bersama, ALTO and PRIMA) from SMS banking is Rp 6,500,-.
    • SMS sending charges are determined by the registered mobile phone providers.

Risks:

  1. The client shall immediately report to Bank Mestika when ending the use of the registered phone number or losing the phone number.
  2. Bank Mestika is not responsible for the misuse of SMS banking by other parties due to the client’s negligence.

For more information call us MestikaCall 14083 or visit our nearest branch.