Prulink Sejahtera

  • Overview
  • Requirements
  • Additional Information

PRUlink sejahtera is a regular-premium investment-linked product that provides you the protection of life insurance policy and the potential to obtain investment returns based on your risk profile, which allows you to be flexible in fulfilling the diverse needs at every stage of life.

  • Investment value formed from the first policy year. The investment value depends on the performance and risks of each type of investment fund.
  • Option of insurance riders (additional benefits).
  • Freedom to choose from a wide range of investment funds.
  • Premium holiday after the fourth policy year, in line with policy provisions.
  • Loyalty benefit after the fifth policy anniversary year*
  • Assistance and Medical Evacuation Services within 24 hours all over the world (max. 70 years old)

  • Death benefit until 99 years old.
  • Total permanent and disability benefit.
  • Option of insurance riders (additional benefits) to complete your protection needs.

*terms and conditions apply

Criteria :

  • Entry age of policy holder: Bank Mestika customers minimum 21 years old (real age) or 18 years old if married (real age)
  • Entry age of life assured: 1 – 70 years old (next birthday)
  • Premium payment method: regular premium
  • Fill in and sign the SPAJ Form
  • General medical check-up (where needed, subject to underwriting assessment)
  • Terms and conditions refer to the policy provisions.

PRUlink sejahtera is an insurance product from PT Prudential Life Assurance. PT. Bank Mestika Dharma, Tbk. ("Bank Mestika") only acts as a party that reference this product. This product is not a savings or deposit, not an obligation and not guaranteed by Bank Mestika and its affiliates, and is not included in the scope of the government guarantee program or deposit guarantee. The Use of Bank Mestika’s logo only shows that Bank Mestika cooperates with PT Prudential Life Assurance in selling the product of PRUlink sejahtera and cannot be interpreted that the insurance product is a product of Bank Mestika. PRUlink sejahtera fund management conducted by PT Prudential Life Assurance so that it is not Bank Mestika’s responsibility for any and all claims arising from the management of the product portfolio. Explanation of charges refers to the General Conditions and the Special Conditions PRUlink sejahtera. PRUlink sejahtera customers must read and understand all terms and conditions set forth in the policy of PRUlink sejahtera. Details of benefits, binding insurance provisions contained in the insurance policy which will be issued by PT Prudential Life Assurance. Bank Mestika takes no responsibility in any way for the purchase request to the content of the Insurance Policy issued by PT Prudential Life Assurance. This product has been reported and obtained confirmation and the approval from the Financial Services Authority in accordance to the prevailing regulation. For further information, please contact the nearest office of Bank Mestika.

For more information call us MestikaCall 14083 or visit our nearest branch.